Employer Blogs

September 19, 2023
RxDC and impacts on small employers’ health insurance

Prescription Drug Reporting The No Surprises Act, which is a part of the Consolidated Appropriations Act,  require group health plans share information about their prescription drug and healthcare spending to the Department of Labor (DOL), Health and Human Services (HHS), and the

May 17, 2023
Minnesota Family and Medical Leave Bill Proposal

2023 MN Family and Medical Leave Bill On May 8th the Minnesota Senate voted 34-33 to pass the statewide mandatory Paid Family and Medical Leave Act.  This comes a week after the Minnesota House passed their version of the bill in a

May 8, 2023
Rising Cost of Healthcare

Trends Impacting the Rising Cost of Employer Benefits It is no secret that the rising cost of healthcare in the United States has risen sharply over the past two decades and show no signs of slowing.   Employers now face

April 13, 2023
ICHRA and Medicare

Staying compliant with ICHRA and Medicare Individual Coverage Health Reimbursement Accounts (ICHRA) are a great tool to help control budgeting healthcare costs and your employees, but what happens when your employee is eligible for Medicare?  When adopting the ICHRA benefit

March 23, 2023
Technology Matters

Save Time with Electronic Enrollments The days of collecting a seven-page employee application for every one of your employees has long been over. Technology has provided many benefits in organizing and streamlining enrollment information for employers for many years. The

January 4, 2023
Individual Coverage Health Reimbursement Arrangement

Can I reimburse my employee for health insurance costs? It is rare something in the health insurance industry can be classified as “exciting”, but an Individual Coverage Health Reimbursement Arrangement  is EXCITING!  This type of health reimbursement account (HRA) is

December 14, 2022
Level Funded Group Health Insurance

Why Level-Funded Group Health Insurance Plan? Getting away from the traditional fully insured health plans has been a goal for many employers since the Affordable Care Act (ACA) took full effect in 2014.  Once the ACA was fully implemented, small

April 28, 2022
Cost of Group Health Insurance

How much does it cost for group health? While it may seem like a simple question, there are many factors involved which can alter the price dramatically when you are shopping for group health insurance. Here are some factors that

March 3, 2022
Why Group Health Insurance

Why Group Health Insurance? Human Resource professionals have been warning of labor shortages for years. An aging population with more retirees than new hires, coupled with slowing immigration and a host of other factors, means employers are increasingly finding it more